Indirect Lending Specialist / Universal Banker II Job at SMW Financial Credit Union, Lino Lakes, MN

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  • SMW Financial Credit Union
  • Lino Lakes, MN

Job Description

A Career with Purpose. A Team with Heart. A Mission that Matters.

Are you ready to grow your lending career while making a real difference in the financial lives of everyday people? At SMW Financial Credit Union , we’re not just processing transactions—we’re building relationships, strengthening communities, and helping members achieve long‑term financial success.

We’re looking for an Indirect Lending Specialist / Universal Banker II who thrives in a fast‑paced environment, enjoys building strong partnerships, and is passionate about delivering exceptional member service. If you love lending, value teamwork, and want to work for an organization that truly lives the credit union philosophy of People Helping People , this is the role for you.

What You’ll Do

In this dynamic hybrid role, you’ll support both indirect auto lending and in‑branch universal banking , giving you variety, growth, and the chance to make a meaningful impact every day.

Indirect Lending

  • Review, underwrite, and approve indirect auto loans
  • Build and manage your own loan portfolio
  • Maintain strong relationships with dealers and finance managers
  • Ensure timely turnaround and accurate documentation
  • Support dealer visits and maintain market knowledge of new/used vehicles

Universal Banker II

  • Open and service consumer deposit accounts
  • Originate and close consumer loans (auto, personal, and more)
  • Provide financial guidance and education to members
  • Cross‑sell products that genuinely support member needs
  • Assist with branch operations and frontline support

What Makes You a Great Fit

You’re someone who brings both expertise and heart to the job. You enjoy helping members, solving problems, and building trust. You’re motivated by goals, energized by relationships, and committed to doing what’s right.

You Bring:

  • 2+ years of banking and lending experience
  • At least 1 year of indirect auto lending experience
  • Proven success meeting sales and loan production goals
  • Strong communication, accuracy, and relationship‑building skills
  • Ability to work independently and as part of a collaborative team
  • Comfort working in a fast‑paced environment with shifting priorities

Why You’ll Love Working Here

At SMW Financial Credit Union, you’ll find:

  • A supportive, member‑focused culture
  • Opportunities for professional growth and advancement
  • A team that values integrity, service, and community
  • A workplace where your ideas and contributions matter
  • A mission-driven environment where you can make a real impact

You’ll also enjoy a stable schedule, occasional Saturday rotation, and the opportunity to work at multiple branch locations as needed.

We invest in our people with a generous and comprehensive benefits packages which include: 

  • $1,000 sign-on bonus ($500 after 90 days, $500 after 180 days)
  • 401(k) with matching
  • Dental/Vision insurance
  • Flexible spending account and health savings account
  • Incentive pay 
  • Traditional and High-Deductible health plan options available including no-cost plans.
  • STD, LTD, Life insurance
  • Paid time off, plus Federal Holidays
  • Employee Assistance Program
  • Optional AFLAC supplemental insurance
  • Support for learning and growth through paid development & volunteer opportunities  

Be Part of Something Bigger

If you’re ready to take the next step in your lending career—and you want to do it in a place where people come first—we’d love to meet you.

Apply today and help us build trusted relationships and strong financial futures.

Job Tags

Full time, Relocation package, Flexible hours, Shift work

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